Farm Credit System

About Us » Farm Credit System

The Farm Credit System is a nationwide network of borrower-owned lending institutions and specialized service organizations. The Farm Credit System provides more than $191 billion in loans and $260 billion in assets to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives.These cooperatives, operating as Farm Credit and Ag Credit agricultural credit associations, provide real estate and production financing.

Congress established the Farm Credit System in 1916 to provide a reliable source of credit for the nation's farmers and ranchers. The Farm Credit mission is to provide a reliable source of credit for American agriculture by making loans to qualified borrowers at competitive rates and providing insurance and related services. Today, the System provides more than one-third of the credit needed by those who live and work in rural America.

River Valley AgCredit is your local association. We are affiliated with AgFirst Farm Credit Bank in Columbia, South Carolina. AgCredit borrowers have long enjoyed the benefits of doing business with local offices, where people know their business, their community and their market.

Local service with national stability. We are River Valley AgCredit – contact us today and see how we can serve you.


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Nationwide Network

  • Assets in excess of $260 billion
  • Nearly 500,000 member-borrowers
  • Approximately 13,000 employees
  • Coverage in every county in all 50 states plus Washington DC and Puerto Rico