Farm Credit System

Local Service with National Stability

The Farm Credit System is a nationwide network of borrower-owned lending institutions and specialized service organizations. The Farm Credit System provides more than $432 billion in loans to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives. These cooperatives, operated as Farm Credit and River Valley AgCredit agricultural credit associations, provide many types of financing including real estate and production financing.

Today, the Farm Credit System provides more than one-third of the credit needed by those who live and work in rural America.

The History of the Farm Credit System

Congress established the Farm Credit System in 1916 to provide a reliable source of credit for the nation's farmers and ranchers. The Farm Credit mission is to provide this credit by making loans to qualified borrowers at competitive rates and providing insurance and related services. 

Photo of President Wilson signing Farm Credit Act

National Network

A nationwide borrower-owned network

  • Assets in excess of $548 billion
  • Over 600,000 member-borrowers
  • Approximately 17,000 employees
  • Coverage in every county in all 50 states plus Washington DC and Puerto Rico

Local Presence

River Valley AgCredit is your local association.

We are affiliated with AgFirst Farm Credit Bank in Columbia, South Carolina. River Valley AgCredit borrowers have long enjoyed the benefits of doing business with local offices, where people know their business, their community, and their market.

Contact Us

Join the River Valley AgCredit Family

Join a community that celebrates farming and rural America, and get financial support from local experts who are committed to delivering helpful, personalized service across Western Kentucky and Tennessee.