HELOC

Home Equity Line of Credit

Need Updates or Repairs on Your Home?

Unlock the power of your home's equity with a River Valley AgCredit Home Equity Line of Credit. It’s a flexible, convenient way to access funds when you need them. Whether you’re planning a remodel, or covering major expenses, our HELOC is built for rural homeowners.

Do you want to know the best part? You don’t have to be a farmer to qualify.

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A Flexible Credit Line for Rural Homeowners

Our home equity line of credit is designed to give you year-round financial flexibility.

  • Term Length: 10-year home equity line of credit term
  • Payment Structure: Monthly principal and interest payments
  • Interest Rate: Variable rate indexed to Prime
  • Maximum Loan-to-Value (LTV): Up to 85%

 

This revolving line allows you to borrow, repay, and borrow again, making it ideal for ongoing projects or unexpected expenses.