Agriculture Businesses

Agriculture Businesses

We also provide financing for businesses that process or market agricultural products, as long as:

  • Farmers own more than 50% of the business, and
  • Those farmers supply at least some of the products that flow through the business.

We can also lend to businesses that provide services to farmers, with eligibility based on the percentage of income tied to farm-related services.

Examples may include:

  • Ag service providers
  • Livestock processors
  • Grain, feed, or input suppliers
  • Ag transportation and hauling companies

How is agriculture income defined?

Examples of farm-related income that may count when determining eligibility.

  • Sale of agricultural products
  • Sale of livestock
  • Sale of livestock biproducts
  • Sale of aquatic products
  • Boarding of horses or other similar services
  • Cash farm rent and hunting and fishing rights
  • Sale of timber and timber growth
  • Poultry and swine contracts

Farm Loans of all Sizes

From your first tract of land to large-scale expansion, River Valley AgCredit provides farm real estate financing designed to move your operation forward. We work with producers of every size to secure competitive, flexible funding for land purchases, refinances, and long-term growth.

With local decision-making and deep agricultural experience, we help you act quickly on opportunities and invest confidently in the ground that drives your success.

Tractor loading timber at a sawmill